Roadmap
Dependency-aware phases to deliver Aegis from MVP to production-grade risk automation.
Overview
This roadmap delivers Aegis from deterministic MVP to production-grade risk automation, in dependency-aware phases.
Phase 1 — Foundations
- worker onboarding and KYC flow
- profile storage and H3 zone mapping
- basic policy entity and tier activation
- baseline weekly premium calculation service
Diagram for this phase is covered across the onboarding, architecture, and workflow sections.
Phase 2 — Trigger Engine MVP
- integrate weather + AQI sources
- build normalization pipeline
- define threshold rules for initial covered events
- publish disruption events over event bus
Diagram for this phase is covered across the disruption monitoring and tech/data sections.
Phase 3 — Claims and Payouts
- eligibility checks against active policy + zone/time
- auto-claim creation from disruption events
- payment execution integration (Razorpay / UPI)
- worker notification service (FCM/SMS/WhatsApp)
Diagram for this phase is covered across the claim automation and adversarial defense sections.
Phase 4 — Fraud Controls
- GPS spoof and impossible-travel checks
- duplicate identity and payout-link detection
- manual review queue + claim status tooling
Diagram for this phase is covered across adversarial defense and the fraud gate decision logic.
Phase 5 — AI Risk Intelligence
- worker risk scoring model rollout
- dynamic premium model rollout
- disruption forecasting for ahead-of-time pricing updates
- fraud ML scoring layer for subtle anomaly detection
Diagram for this phase is covered across the AI models and risk scoring sections.
Phase 6 — Risk Pool Governance
- loss ratio dashboards
- portfolio exposure monitoring by city/zone/tier
- premium margin and tier factor recalibration controls
Diagram for this phase is covered across performance/impact and the risk pool governance loop.
Recommended Delivery Strategy
- start with deterministic triggers and transparent eligibility logic
- add ML gradually behind observability and fallback logic
- keep payouts fast while maintaining fraud safeguards